Fixed-term deposits with fixed high savings interest rates

Freely selectable term
Guaranteed interest rate for the entire term
From a deposit amount of €5,000

Experienced and reputable providers – only partners with a long-standing track record of success.

Reliability and consistency – only certified financial experts.

High security & protection against inflation – your assets retain their value.

Fixed-interest investments

fixed money

Flexible conditions for smart investors

Individual flexibility – adapt your system to your needs.
Maximum security
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satisfied investors
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Savings Plus

5,000-29,900 8 %
  • Savings certificate: fixed term
  • 100% deposit protection

Savings Plus

30,000-99,000 9 %
  • Savings certificate: fixed term
  • 100% deposit protection

Savings Plus

100,000-499,000 10 %
  • Savings certificate: fixed term
  • 100% deposit protection

Savings Plus

500,000-1M+ 12 %
  • Savings certificate: fixed term
  • 100% deposit protection

Get more for your money?

Calculate the interest you will receive on a fixed-term deposit here

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The funds invested as fixed-term deposits are not freely accessible during the term. Fixed-term deposits are particularly suitable for savings goals in the (far) distant future, such as a major trip, a renovation, college costs for (grand)children, or a major purchase. The longer savings are invested as fixed-term deposits, the higher the predetermined interest rate.

All the advantages of saving with fixed-term deposits at Future Funds GmbH

 

Attractive fixed interest rates for a fixed term

The interest rates on fixed-term deposits are in most cases higher than the interest rate on overnight deposits

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Wide range of different terms: from 3 months to 5 years

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You can invest in fixed-term deposits starting from a minimum amount of €5,000

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Annual payment of the interest accrued to date on the call money account

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faqs

Save fixed-term deposits with Future funds GmbH

Our frequently asked questions provide quick answers about policies, claims, and coverage to help you make informed decisions.

With a fixed-term deposit, you invest a specific amount with a bank and receive a fixed interest rate.

With Future funds GmbH, you save in the form of a fixed-term deposit. A savings amount of at least €5,000 is invested for a specific period and is no longer available to you. The advantage: You generally receive a higher interest rate on fixed-term deposits than with "normal" savings.

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You can find out about our current interest rates for call money and fixed-term deposits by simply calling one of our employees.

You can open as many fixed-term deposits as you like. Please note that the total of all your savings invested as fixed-term deposits cannot exceed €2,000,000.

The maximum amount for call money, the immediately available balance in your online savings account, is €500,000.

You can freely choose the term of your fixed-term deposit. Future Funds GmbH offers the following terms for fixed-term deposits: 3 months, 6 months, 9 months, 1 year, 2 years, 3 years, 4 years, and 5 years.

There is a 14-day cancellation period for fixed-term deposits. You then have the option to terminate your fixed-term deposit early. To do so, log in to your online banking account in your browser and click on the trash can icon directly next to the fixed-term deposit that is still available for cancellation. If you don't see a trash can icon, the fixed-term deposit was opened more than 14 days ago and can no longer be canceled.

Testimonials

The turn around in interest rates is coming: Secure attractive interest rates from the high interest rate phase now!

ECB boss Lagarde recently said at Bloomberg that there are ECB interest rate cut plans. She thinks it is “probably ” that the majority of the Governing Council votes in the summer or even before for the first negative interest rate steps, said the French. So now take the chance to secure the historically exceptionally high interest rates with the limited special series “Inventory Portfolio NRW 2024 ” as long as it is still possible.

ECB boss Lagarde
4.7 out 5
4.7 out 5
345,252 reviews 97% satisfied customers 100% neutral reviews
4.8 out 5
4.8 out 5
47,845 reviews in total on Trustpilot
4.9 out 5
4.9 out 5
275,252 reviews 96% satisfied customers 100% neutral reviews

Request your personal information package now, free of charge and without obligation.

After submitting your request, you will shortly receive your personal information package by post and/or email directly from the product provider.

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